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Insurance Sector is governed and regulated by its registration authority, Insurance Regulatory and Development Authority of India, or IRDAI. All the activities related to Insurance are supervised closely. The PoS (Point of Sales) initiative was introduced by IRDAI, to increase insurance penetration in India. In other words, a PoS agent can sell insurance after receiving a Certificate by IRDAI. The penetration of insurance in India has been low because there has been a lack of trained professionals who can be employed as agents or distributors. Even for simple products such as motor insurance or travel insurance. Or a more complex insurance solution like ULIP, the mandate is that only a registered distributor can sell policies from a particular insurance provider. To reach out to more people across the country, the industry needs more Insurance Agents. To achieve that objective, what was needed was a simple certification process. Therefore, to get more Insurance Agent...
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